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With the rise of dating apps and therefore dates, what financial advice do you have targeted to singles on a budget? It would be more cost-effective to use one of the online matching sites.

The dating apps are largely for people who are looking for short-term hookups.

Read on for the cities where singles are closest to a happily ever after, expert dating advice and a full description of our methodology. In every situation, cost and budget will play a key role in finding your soul mate.

We therefore turned to a panel of experts for advice on money, examining the characteristics of a prospective city to call home and drawing singles to those areas.

On our second date, my wife and I went to a bookstore and browsed together while having coffee, which naturally brought up shared interests and opportunities for conversation.

In addition to being relatively low-cost, these types of dates also have the added advantage of being easy to end naturally and without the, potentially awkward, requirement of waiting for a check.

This is likely to reduce conflict during transitions -- periods that are often associated with high levels of stress and strain on relationships.

A large financial investment into the first date may get a second, but when it comes to determining long-term compatibility, simply having coffee or going for a walk is likely to be as, or more effective than a fancy dinner.

When looking at an online profile, look for those shared activities that both you and your date enjoy, that may not cost much but allow for interaction and conversation.

Click on the experts’ profiles to read their bios and thoughts on the following key questions: With the rise of dating apps and therefore dates, what financial advice do you have targeted to singles on a budget?

If your goal is to get to know someone and you're on a budget, prioritize dates that allow for conversation, rather than dates that have steep price tags but limited chance for meaningful self-disclosure.

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